A Few Things Everyone Should Know About Disability

Did you know? One twelvemonth of disablement can pass over out 10 year's worth of savings.

Other interesting things to cognize about disability:

- 7 out of 10 people between the ages of 35 and 65 go handicapped for three calendar calendar calendar calendar calendar months or longer.

- The average length of disablement permanent longer than 90-days is 36 Months.

- Most American households have got got only adequate money in nest egg to cover two months worth of bills.

- In 2000, wage and productiveness losings from unintential injuries was $259.8 billion (Statistical Abstract of the US: 2002)

- The upper limit Sociable Security disablement payment for 30-yr old earning $70,000 per twelvemonth is just $1600 per month.

- To be eligible for Sociable Security disability, your disablement must endure at least 12 months.

- Sociable Security Disability will only pay an approved claim after a minimum of 5 months have passed.

So if you suddenly go disabled... how would you pay your bills?

What is disability?

The Random House Webster's Dictionary of American English Language defines disablement as:
"Lack of adequate strength or ability; incapacity; a physical or mental handicap; anything that disables or sets one at a disadvantage"

The Sociable Security Administration defines disablement this way:
"The inability to engage in any significant gainful activity by ground of any medically determinable physical or mental damage which can be expected to ensue in death or have lasted or can be expected to last for a uninterrupted time period of not less than 12 months." Emphasis Added

Simply put: Disability generally intends that you are not able to work. And Sociable Security Disability intends you are not able to work at anything.

Disability can go on at any time, to anyone - regardless of race, religion, gender or profession.

Sometimes people go handicapped dur to injuries received in a car accident. And sometimes it's a simple matter of getting ache while participating in sports, or improving your home in your off hours.

A very common injury that tin cause you to go not able to work, is a dorsum injury. And back injuries can go on simply by moving furniture, working in a garden, or fixing a leak in your roof.

Other people go not able to work owed to an unwellness or the oncoming of a disease: Like diabetes, stroke, or bosom attack. And even gestation can cause some females to go not able to work: If the gestation develops other complications that necessitate the adult female to remain in bed, she is not able to work.

This Can Happen to You Too.

Unfortunately, people often presume that just because they're healthy, they can't go disabled. And that's simply not true. Accidents happen. So being healthy doesn't usually have got anything to make with whether you go disabled.

Let's expression at some undeniable facts:

- In 2000, wage and productiveness losings from unintentional injuries was $259.8 billion (Statistical Abstract of the US: 2002)

- In 1999: 338,000 people were injured in a fall

- In 1999: 141,000 people were injured owed to overexertion

- In 1999: 338,000 people experienced sprains and strains

And just a few of the ways these injuries happened included:

- Hand and powerfulness saws

- Hammers

- Kitchen flatware

- Beds

- Tables

- Ladders

- Rugs and Carpets

- Footwear

- Bicycles

- Swimming Pools

If you'd wish to cognize more than about disablement and assorted ways you can protect yourself and your family, read the remainder of this report online.